Just the mention of Halloween… and little kids scream with delight! And not just kids…right? We adults too, find it enjoyable and entertaining. Whether we go to Halloween parties dressed up as our favorite character: hero or villain or take our little ones out in their costumes to fill their candy bags full to the brim; we appreciate and get

Like many of you, I know exactly where I was, what I was doing, and who I was with when I first heard about the atrocities of that fateful day… September 11, 2001. For those of  you who don’t know or would like to know more, at 8:46 a.m. (Eastern time), five hijackers crashed American Airlines Flight 11 into the northern